Tesco Pay At Pump £1 2018
This is not directly related to family but the busy mama goes shopping a lot! I would have liked if I found a quick answer to my question about ASDA, Morrison's and Tesco Pay At Pump charging £1 on my card. So how does it work?
In short, you don't need to worry as you did nothing wrong. Those retailers introduced this service then added some security measures to make sure people who use the service actually have enough money in their accounts to pay for the petrol or diesel.
The machine will ask you for a card before you start fueling, then it will "hold" a temporary £99. They do not take it out of your account so it will not appear on your statement but they are on hold until they figure out the payment. The £99 are then released a few days later and can be used.
Now, the Tesco Pay At Pump problem that confuses some, is that you immediately find a £1 charged on your card and nothing else! I panicked when I first saw this and thought they might assume I did not pay or manipulated the machine. But this is just the machine testing your account and after a few days, it will calculate the actual amount you have used and eventually deduct it from your account.
So yo use this service you just need to follow these steps:
- Choose pay at pump.
- Insert your card and PIN (you will see £99).
- Fuel your vehicle.
There can be some problems with this if you have a small amount of money in your account and you really need to use it. When the money is "on hold" you still cannot use it. I've found some people complaining online that it took at least a few days in some cases to process their transactions. So, if all you have got on your card is a couple of hundred pounds,, I would just suggest paying at the till.
Card not accepted?
Some people with basic accounts or people who do not have overdrafts might not be able to use this service. I do not have overdraft but I was able to use it! I think it will depend on the bank and the type of account that you have. It is the bank that blocks this use to avoid you spending money that you don't have if you go overdrawn.
I hope that helps other people wondering about this one pound pay at pump charge.